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Privacy Policy

C-B-W Schools Federal Credit Union Privacy Policy
FACTS WHAT DOES C-B-W SCHOOLS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number, birthdate, account numbers and balances
  • Payment and transaction history
  • Credit History, credit scores, employment and income information

When you are no longer our customer, we may continue to share your information as described in this notice
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons C-B-W Schools Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does C-B-W Schools Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No We don’t share
For marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes –
Information about your transactions and experiences		 No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don’t share
Questions? Call 814-487-5714 or toll free 800-843-4458
Mail-in Form
Leave Blank

OR

( If you have a joint account, your choices will apply to everyone on your account unless you mark below. )

 Mark any/all you want to limit:

[ ] Do not allow your affiliates to use my personal information to market to me.

[ ] Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
[ ] Apply my choices only to me Name:_________________________________

Address:_______________________________

City, State, Zip:_________________________
Mail to:

C-B-W Schools Federal

Credit Union

PO Box 400

Sidman, PA 15955
Who We Are
Who is providing this notice? C-B-W Schools Federal Credit Union
What we do
How does C-B-W Schools Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
C-B-W Schools Federal Credit Union also maintains other physical, electronic and procedural safeguards to protect your information and we limit access to information to those employees for whom access is appropriate.
How does C-B-W Schools Federal Credit Union collect my personal information? We collect your personal information, for example, when you

  • open an account or deposit or withdraw money
  • pay your bills or apply for a loan or make a wire transfer
  • use your credit or debit card or file an insurance claim

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • C-B-W Schools Federal Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • C-B-W Schools Federal Credit Union does not share with our non-affiliates so they can market to you
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies